{"id":1765,"date":"2025-12-04T12:01:04","date_gmt":"2025-12-04T09:01:04","guid":{"rendered":"https:\/\/www.icrarehberi.com\/?p=1765"},"modified":"2025-12-04T13:46:06","modified_gmt":"2025-12-04T10:46:06","slug":"alacaklinin-teminatsiz-ihaleye-katilabilmesi-icin-satis-isteyen-alacakli-konumunda-olmasi-gerekir-2","status":"publish","type":"post","link":"https:\/\/www.icrarehberi.com\/index.php\/2025\/12\/04\/alacaklinin-teminatsiz-ihaleye-katilabilmesi-icin-satis-isteyen-alacakli-konumunda-olmasi-gerekir-2\/","title":{"rendered":"Alacakl\u0131n\u0131n Teminats\u0131z \u0130haleye Kat\u0131labilmesi i\u00e7in Sat\u0131\u015f \u0130steyen Alacakl\u0131 Konumunda Olmas\u0131 Gerekir"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Sat\u0131\u015f \u0130steyen Konumunda Olmayan Haciz veya Rehin Alacakl\u0131lar\u0131 \u0130cra Dairesince Sat\u0131\u015fa \u00c7\u0131kar\u0131lan Ta\u015f\u0131n\u0131r veya Ta\u015f\u0131nmaz \u0130halelerine Teminats\u0131z Kat\u0131labilir mi?<br><br>Giri\u015f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Haciz ve sat\u0131\u015f yoluyla alaca\u011f\u0131n tahsili, bor\u00e7-alacak ili\u015fkilerinin hukuki \u00e7er\u00e7evesini sa\u011flamla\u015ft\u0131ran temel mekanizmalardan biridir. Bu s\u00fcre\u00e7te, haczedilen ta\u015f\u0131nmaz ya da ta\u015f\u0131n\u0131r\u0131n ihaleye \u00e7\u0131kar\u0131lmas\u0131; ihaleye kat\u0131l\u0131m ko\u015fullar\u0131, teminat y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc ve alacakl\u0131n\u0131n \u00f6nceli\u011fi gibi kurallar, taraflar aras\u0131ndaki g\u00fc\u00e7 dengesini do\u011frudan etkiler. 2021 y\u0131l\u0131nda kabul edilen de\u011fi\u015fikliklerle, teminat muafiyetine dair d\u00fczenleme yeniden \u015fekillenmi\u015ftir: art\u0131k yaln\u0131zca &#8220;sat\u0131\u015f talep eden ve art\u0131rmaya kat\u0131lmak isteyen alacakl\u0131&#8221; teminattan muaf tutulabilecekken, bu tan\u0131m\u0131n d\u0131\u015f\u0131nda kalan ki\u015filer teminats\u0131z ihaleye kat\u0131lamayacakt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Hukuk\u00ee \u00c7er\u00e7eve Mevzuat ve De\u011fi\u015fiklikler<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">24\/11\/2021 Tarihli ve 7343 Say\u0131l\u0131 Kanun&#8217;un 19. Maddesiyle yap\u0131lan d\u00fczenleme sonucunda,&nbsp;<strong>\u0130cra ve \u0130flas Kanunu&#8217;nun 114. Maddesine &#8220;sat\u0131\u015f talep eden ve art\u0131rmaya kat\u0131lmak isteyen alacakl\u0131 ile ortakl\u0131k pay\u0131 sat\u0131\u015f\u0131nda pay sahibinin&#8221;<\/strong>&nbsp;teminat muafiyetinden yararlanaca\u011f\u0131 h\u00fckm\u00fc eklenmi\u015f olup daha \u00f6nce uygulanan ayn\u0131&nbsp;<strong>Kanun&#8217;un 124. Maddesinde yer alan teminat muafiyeti d\u00fczenlemesi y\u00fcr\u00fcrl\u00fckten kald\u0131r\u0131lm\u0131\u015ft\u0131r.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0130cra ve \u0130flas Kanunu&#8217;nun 114\/7<\/strong>&#8211; &#8220;2.&nbsp;<strong>Art\u0131rmaya kat\u0131labilmek i\u00e7in mahcuzun k\u0131ymetinin y\u00fczde onunu kar\u015f\u0131layacak tutardaki teminat\u0131n<\/strong>&nbsp;sat\u0131\u015f\u0131 yapan icra dairesinin banka hesab\u0131na&nbsp;<strong>yat\u0131r\u0131lmas\u0131n\u0131n zorunlu oldu\u011fu<\/strong>&#8230;&#8221;,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0130cra ve \u0130flas Kanunu&#8217;nun 114\/7<\/strong>&#8211; &#8220;6.&nbsp;<strong>Sat\u0131\u015f talep eden ve art\u0131rmaya kat\u0131lmak isteyen alacakl\u0131<\/strong>&nbsp;ile ortakl\u0131\u011f\u0131n sat\u0131\u015f suretiyle giderilmesinde art\u0131rmaya kat\u0131lmak isteyen pay sahibinin,&nbsp;<strong>en ge\u00e7 art\u0131rma s\u00fcresinin bitiminden \u00f6nceki i\u015f g\u00fcn\u00fc mesai bitimine kadar sat\u0131\u015f\u0131 yapan icra dairesine m\u00fcracaat etmeleri h\u00e2linde alaca\u011f\u0131n<\/strong>&nbsp;veya ortakl\u0131k pay\u0131n\u0131n&nbsp;<strong>teminat\u0131 kar\u015f\u0131lad\u0131\u011f\u0131 miktar kadar kendilerinden teminat al\u0131nmayaca\u011f\u0131<\/strong>&#8220;,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0130cra ve \u0130flas Kanunu Uyar\u0131nca Elektronik Ortamda Yap\u0131lacak Sat\u0131\u015flar\u0131n Usul\u00fc Hakk\u0131nda Y\u00f6netmelik&#8217;in 13\/3. maddesi &#8220;sat\u0131\u015f talep ederek art\u0131rmaya kat\u0131lmak isteyen alacakl\u0131dan<\/strong>&nbsp;ve ortakl\u0131\u011f\u0131n sat\u0131\u015f suretiyle giderilmesinde art\u0131rmaya kat\u0131lmak isteyen pay sahibinden, en ge\u00e7 art\u0131rma s\u00fcresinin sona ermesinden \u00f6nceki i\u015f g\u00fcn\u00fc mesai bitimine kadar&nbsp;<strong>sat\u0131\u015f\u0131 yapan icra dairesine m\u00fcracaat etmeleri halinde alacak veya ortakl\u0131k pay\u0131n\u0131n teminat\u0131 kar\u015f\u0131lad\u0131\u011f\u0131 miktar kadar teminat al\u0131nmaz. Alaca\u011f\u0131n veya ortakl\u0131k pay\u0131n\u0131n teminata yeterli gelmemesi halinde eksik k\u0131sm\u0131n ba\u015fvuru an\u0131nda icra dairesi hesab\u0131na yat\u0131r\u0131lmas\u0131 veya teminat mektubunun icra dairesine tevdi edilmesi zorunludur<\/strong>&#8220;,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0130cra ve \u0130flas Kanunu&#8217;nun 115\/1. Maddesi &#8220;&#8230; art\u0131rma bedelinin<\/strong>&nbsp;haczedilen mal\u0131n muhammen k\u0131ymetinin y\u00fczde ellisi ile o malla g\u00fcvence alt\u0131na al\u0131nan ve&nbsp;<strong>sat\u0131\u015f isteyenin alaca\u011f\u0131na r\u00fc\u00e7han\u0131 olan alacaklar\u0131n toplam\u0131ndan hangisi fazla ise bu miktar\u0131<\/strong>&nbsp;ve ayr\u0131ca bu miktara ilave olarak paraya \u00e7evirme ve payla\u015ft\u0131rma masraflar\u0131n\u0131 da&nbsp;<strong>ge\u00e7mesi \u015fartt\u0131r.<\/strong>&#8220;,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0130cra ve \u0130flas Kanunu&#8217;nun 134\/8.Maddesi<\/strong>&nbsp;&#8220;Ta\u015f\u0131nmaz\u0131 sat\u0131n alanlar,<strong>&nbsp;ihaleye alaca\u011f\u0131na mahsuben i\u015ftirak etmemi\u015f olmak kayd\u0131yla<\/strong>, ihalenin feshi talep edilmi\u015f olsa bile,&nbsp;<strong>sat\u0131\u015f bedelini derh\u00e2l<\/strong>&nbsp;veya 130 uncu maddeye g\u00f6re&nbsp;<strong>verilen s\u00fcre i\u00e7inde nakden \u00f6demek zorundad\u0131rlar.<\/strong>&#8221; \u015feklindedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Konuyla \u0130lgili Yarg\u0131 Kararlar\u0131<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bor\u00e7lu taraf\u0131ndan haciz alacakl\u0131s\u0131 Mekmer.. Ltd.\u015eti.nin ihaleye teminats\u0131z girmesinin engellendi\u011fi ileri s\u00fcr\u00fclm\u00fc\u015f ise de Mahkemece de belirtildi\u011fi \u00fczere 7323 say\u0131l\u0131 Kanun&#8217;un 19. maddesi uyar\u0131nca teminata dair d\u00fczenleme i\u00e7eren \u0130\u0130K&#8217;n\u0131n 124\/3 maddesinin y\u00fcr\u00fcrl\u00fckten kald\u0131r\u0131ld\u0131\u011f\u0131,&nbsp;<strong>7343 say\u0131l\u0131 Kanun&#8217;un 14. maddesi uyar\u0131nca de\u011fi\u015ftirilen \u0130\u0130K&#8217;n\u0131n 114. maddesinin 6. f\u0131kras\u0131n\u0131n 6. bendinde<\/strong>&nbsp;ise &#8220;<strong>Sat\u0131\u015f talep eden ve art\u0131rmaya kat\u0131lmak isteyen alacakl\u0131<\/strong>&nbsp;ile ortakl\u0131\u011f\u0131n sat\u0131\u015f suretiyle giderilmesinde art\u0131rmaya kat\u0131lmak isteyen pay sahibinin, en ge\u00e7 art\u0131rma s\u00fcresinin bitiminden \u00f6nceki i\u015f g\u00fcn\u00fc mesai bitimine kadar&nbsp;<strong>sat\u0131\u015f\u0131 yapan icra dairesine m\u00fcracaat etmeleri h\u00e2linde alaca\u011f\u0131n veya ortakl\u0131k pay\u0131n\u0131n teminat\u0131 kar\u015f\u0131lad\u0131\u011f\u0131 miktar kadar kendilerinden teminat al\u0131nmayaca\u011f\u0131<\/strong>&#8221; d\u00fczenlenmesinin getirildi\u011fi, her ne kadar teminats\u0131z ihaleye kat\u0131l\u0131m talebine ili\u015fkin m\u00fcd\u00fcrl\u00fck karar\u0131na kar\u015f\u0131 \u015fikayet hakk\u0131, bor\u00e7luya ait olmay\u0131p karar\u0131n muhatab\u0131 olan \u00fc\u00e7\u00fcnc\u00fc ki\u015fiye ait ise de \u00fc\u00e7\u00fcnc\u00fc ki\u015finin ihaleye kat\u0131l\u0131m\u0131n\u0131n engellendi\u011fi iddias\u0131 y\u00f6n\u00fcnden yap\u0131lan de\u011ferlendirmede,&nbsp;<strong>Mekmer..Ltd.\u015eti.nin temlik alacakl\u0131s\u0131 oldu\u011fu D. \u0130cra M\u00fcd\u00fcrl\u00fc\u011f\u00fcn\u00fcn 2023\/11782 Esas say\u0131l\u0131 dosyas\u0131nda ihale konusu ta\u015f\u0131nmaz y\u00f6n\u00fcnden sat\u0131\u015f isteyen alacakl\u0131 konumunda olmad\u0131\u011f\u0131<\/strong>, bu hali ile teminats\u0131z olarak ihaleye al\u0131namayaca\u011f\u0131ndan ihaleye kat\u0131l\u0131m\u0131n\u0131n engellendi\u011finden de s\u00f6z edilemeyece\u011fi&#8230; (<strong>\u0130stanbul BAM 21. HD. T:12\/02\/2024, E:2024\/264, K:2024\/350<\/strong>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>***********<\/strong><br>Davac\u0131n\u0131n takipte taraf olmad\u0131\u011f\u0131,&nbsp;<strong>ihalesi yap\u0131lan ara\u00e7 \u00fczerinde rehin alacakl\u0131s\u0131 olsa da<\/strong>, dairemizce davac\u0131 vekiline tebli\u011f edilen muht\u0131raya verilen 01.03.2019 tarihli cevap i\u00e7eri\u011finden,&nbsp;<strong>davac\u0131 rehin alacakl\u0131s\u0131n\u0131n<\/strong>&nbsp;feshi istenilen&nbsp;<strong>ihale tarihinden \u00f6nce rehin hakk\u0131na dayal\u0131 olarak ta\u015f\u0131n\u0131r rehninin paraya \u00e7evrilmesi yolu ile herhangi bir takibe ge\u00e7medi\u011fi, dolay\u0131s\u0131 ile sat\u0131\u015f isteyen alacakl\u0131 konumunda bulunmad\u0131\u011f\u0131<\/strong>&nbsp;anla\u015f\u0131lmaktad\u0131r. (<strong>\u0130stanbul BAM 23. HD. T:11\/03\/2019, E:2018\/1472, K:2019\/468<\/strong>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>***********<\/strong><br>Haciz koydurmu\u015f alacakl\u0131 bir ki\u015fi ise veya birden fazla ki\u015fi olmas\u0131na ra\u011fmen alaca\u011f\u0131 ilk s\u0131rada ise, bu durumda alaca\u011f\u0131, ta\u015f\u0131nmaz\u0131n muhammen bedelinin y\u00fczde yirmisi kadar veya ondan fazla olmas\u0131 halinde art\u0131rmaya kat\u0131labilmek i\u00e7in teminat g\u00f6stermekle y\u00fck\u00fcml\u00fc de\u011fildir. Ancak,&nbsp;<strong>haciz koydurmu\u015f birden fazla alacakl\u0131 varsa ve ihaleye teminats\u0131z girmek isteyen alacakl\u0131n\u0131n alaca\u011f\u0131 ilk s\u0131rada de\u011fil ise, teminat g\u00f6stermekten muaf tutulabilmesi i\u00e7in kendisinden \u00f6nce gelen alacakl\u0131lar\u0131n alacak bedelinin muhammen bedelden \u00e7\u0131kar\u0131lmas\u0131 sonucu kalan miktar\u0131n, muhammen bedelin %20&#8217;sini kar\u015f\u0131lamas\u0131 veya \u00fczerinde olmas\u0131 gerekir<\/strong>&nbsp;(<strong>\u0130stanbul BAM 20. HD. T:15\/01\/2024, E:2024\/3838, K:2025\/133, Yarg\u0131tay 12. HD. T:08.05.2025, E:2025\/2868, K:2025\/3770<\/strong>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>***********<\/strong><br>Haciz koydurmu\u015f alacakl\u0131 bir ki\u015fi ise veya birden fazla ki\u015fi olmas\u0131na ra\u011fmen alaca\u011f\u0131 ilk s\u0131rada ise, bu durumda alaca\u011f\u0131, ta\u015f\u0131nmaz\u0131n muhammen bedelinin y\u00fczde yirmisi kadar veya ondan fazla olmas\u0131 halinde art\u0131rmaya kat\u0131labilmek i\u00e7in teminat g\u00f6stermekle y\u00fck\u00fcml\u00fc de\u011fildir.&nbsp;<strong>Ancak, haciz koydurmu\u015f birden fazla alacakl\u0131 varsa ve ihaleye teminats\u0131z girmek isteyen alacakl\u0131n\u0131n alaca\u011f\u0131 ilk s\u0131rada de\u011fil ise, teminat g\u00f6stermekten muaf tutulabilmesi i\u00e7in kendisinden \u00f6nce gelen alacakl\u0131lar\u0131n alacak bedelinin muhammen bedelden \u00e7\u0131kar\u0131lmas\u0131 sonucu kalan miktar\u0131n, muhammen bedelin %20&#8217;sini kar\u015f\u0131lamas\u0131 veya \u00fczerinde olmas\u0131 gerekir.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130nceleme konusu olayda, daval\u0131 banka lehine ihale konusu ta\u015f\u0131nmazlar \u00fczerinde 1.657.686 TL miktarl\u0131 haciz i\u015flemi tesis edildi\u011fi, ta\u015f\u0131nmaz \u00fczerinde haciz tesis tarihlerinden&nbsp; \u00f6nce konulan hacizler ve ipotek bulunmad\u0131\u011f\u0131 anla\u015f\u0131lmakla alacakl\u0131n\u0131n teminat g\u00f6stermeksizin ihaleye kat\u0131lmas\u0131n\u0131 engelleyen yasal bir d\u00fczenleme bulunmamaktad\u0131r (<strong>\u0130stanbul BAM 20. HD. T:07\/06\/2023, E:2022\/2037, K:2023\/2226<\/strong>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>***********<\/strong><br>Haciz koydurmu\u015f alacakl\u0131 yaln\u0131z bir ki\u015fi ise ve alaca\u011f\u0131 ta\u015f\u0131nmaz\u0131n muhammen bedelinin y\u00fczde yirmisi kadar veya ondan fazla ise, alacakl\u0131, art\u0131rmaya kat\u0131labilmek i\u00e7in teminat g\u00f6stermekle y\u00fck\u00fcml\u00fc de\u011fildir.&nbsp;<strong>Haciz koydurmu\u015f olan alacakl\u0131lar birden fazla ise, o zaman bir haciz alacakl\u0131s\u0131n\u0131n teminat g\u00f6stermekten muaf tutulabilmesi i\u00e7in, sat\u0131\u015f sonucunda hissesine d\u00fc\u015fmesi tahmin olunan pay\u0131n, muhammen bedelin y\u00fczde yirmisini kar\u015f\u0131lamas\u0131 \u015fart\u0131 aran\u0131r.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu durumda mahkemece, gerekirse bilirki\u015fi incelemesi yap\u0131lmak suretiyle yukar\u0131da a\u00e7\u0131klanan ilkelere g\u00f6re, \u015fikayet\u00e7i \u015firketin sat\u0131\u015f sonucunda hissesine d\u00fc\u015fmesi tahmin olunan pay\u0131n, muhammen bedelin y\u00fczde yirmisini kar\u015f\u0131lay\u0131p kar\u015f\u0131lamad\u0131\u011f\u0131n\u0131n ve dolay\u0131s\u0131yla teminat yat\u0131rmas\u0131 gerekip gerekmedi\u011finin ara\u015ft\u0131r\u0131larak olu\u015facak sonuca g\u00f6re bir karar verilmesi gerekirken, eksik inceleme ile yaz\u0131l\u0131 \u015fekilde h\u00fck\u00fcm tesisi isabetsizdir (<strong>Yarg\u0131tay 12. HD. T:24.12.2015, E:2015\/30120, K:2015\/33028<\/strong>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>***********<\/strong><br>Haciz koydurmu\u015f alacakl\u0131 bir ki\u015fi ise veya birden fazla ki\u015fi olmas\u0131na ra\u011fmen alaca\u011f\u0131 ilk s\u0131rada ise, bu durumda alaca\u011f\u0131, ta\u015f\u0131nmaz\u0131n muhammen bedelinin y\u00fczde yirmisi kadar veya ondan fazla olmas\u0131 halinde art\u0131rmaya kat\u0131labilmek i\u00e7in teminat g\u00f6stermekle y\u00fck\u00fcml\u00fc de\u011fildir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Haciz koydurmu\u015f birden fazla alacakl\u0131 varsa ve ihaleye teminats\u0131z girmek isteyen alacakl\u0131n\u0131n alaca\u011f\u0131 ilk s\u0131rada de\u011fil ise, teminat g\u00f6stermekten muaf tutulabilmesi i\u00e7in kendisinden \u00f6nce gelen alacakl\u0131lar\u0131n alacak bedelinin muhammen bedelden \u00e7\u0131kar\u0131lmas\u0131 sonucu kalan miktar\u0131n muhammen bedelin %20&#8217;sini kar\u015f\u0131lamas\u0131 veya \u00fczerinde olmas\u0131 ve ayr\u0131ca ihaleye teminats\u0131z girmek isteyen alacakl\u0131n\u0131n alaca\u011f\u0131n\u0131n da muhammen bedelin %20&#8217;sini kar\u015f\u0131lamas\u0131 gerekir.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mahkemece, ihale al\u0131c\u0131s\u0131n\u0131n, ihale tarihi itibariyle, haciz alacak miktar\u0131na g\u00f6re;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">i-&nbsp;<strong>Haczinin birinci s\u0131rada oldu\u011funun anla\u015f\u0131lmas\u0131 halinde<\/strong>, ta\u015f\u0131nmaz muhammen bedelinin 346.000 TL oldu\u011fu, ihale al\u0131c\u0131s\u0131n\u0131n alacak miktar\u0131n\u0131n 169.979,09 TL oldu\u011fu, bu haliyle ihaleye teminats\u0131z i\u015ftirak edebilece\u011finden dolay\u0131 bor\u00e7lunun, ihalenin feshi talebinin reddine karar verilmesi,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ii-&nbsp;<strong>Haczin birinci s\u0131rada olmad\u0131\u011f\u0131n\u0131n anla\u015f\u0131lmas\u0131 halinde yukar\u0131da belirtilen ilkelere g\u00f6re ara\u015ft\u0131rma yap\u0131larak ihaleye teminats\u0131z i\u015ftirak edebilece\u011finin anla\u015f\u0131lmas\u0131 halinde<\/strong>, bor\u00e7lunun ihalenin feshi talebinin reddine karar verilmesi aksi durumda ise ihalenin feshine karar verilmesi gerekir (<strong>Yarg\u0131tay 12. HD. T:03.10.2016, E:2016\/19192, K:2016\/20327<\/strong>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>***********<\/strong><br>Haciz koydurmu\u015f alacakl\u0131 bir ki\u015fi ise veya birden fazla ki\u015fi olmas\u0131na ra\u011fmen alaca\u011f\u0131 ilk s\u0131rada ise, bu durumda alaca\u011f\u0131n\u0131n, ta\u015f\u0131nmaz\u0131n muhammen bedelinin y\u00fczde yirmisi kadar veya ondan fazla olmas\u0131 halinde art\u0131rmaya kat\u0131labilmek i\u00e7in teminat g\u00f6stermekle y\u00fck\u00fcml\u00fc de\u011fildir. Ancak,&nbsp;<strong>haciz koydurmu\u015f birden fazla alacakl\u0131 varsa ve ihaleye teminats\u0131z girmek isteyen alacakl\u0131n\u0131n alaca\u011f\u0131 ilk s\u0131rada de\u011fil ise, teminat g\u00f6stermekten muaf tutulabilmesi i\u00e7in, kendisinden \u00f6nce gelen alacakl\u0131lar\u0131n alacak bedelleri toplam\u0131n\u0131n, muhammen bedelden \u00e7\u0131kar\u0131lmas\u0131 sonucu kalan miktar\u0131n, muhammen bedelin %20&#8217;sini kar\u015f\u0131lamas\u0131 veya \u00fczerinde olmas\u0131 ve ayr\u0131ca \u015fikayet\u00e7inin alaca\u011f\u0131n\u0131n da muhammen bedelin %20&#8217;sini kar\u015f\u0131lamas\u0131<\/strong>&nbsp;gerekir. (<strong>Yarg\u0131tay 12. HD. T:04.03.2025, E:2025\/404, K:2025\/1933<\/strong>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Hukuki Belirsizlik ve Uygulama Sorunlar\u0131<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mahkeme kararlar\u0131 \u00f6rneklendirilmi\u015f olsa da, &#8220;sat\u0131\u015f isteyen alacakl\u0131&#8221; tan\u0131m\u0131 somut olay baz\u0131nda yoruma a\u00e7\u0131k olabilir: Kim sat\u0131\u015f istemi\u015f say\u0131l\u0131r?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yarg\u0131tay 12. HD T:24.01.2017, E: 2016\/17991, K: 2017\/894 say\u0131l\u0131 karar\u0131 &#8220;\u0130cra ve \u0130flas Kanunu&#8217;nun 107. maddesinde;<\/strong>&nbsp;&#8221;Her alacakl\u0131, mensup oldu\u011fu derece nam\u0131na sat\u0131\u015f talebinde bulunabilir&#8221; h\u00fckm\u00fcne yer verilmi\u015ftir. An\u0131lan yasal d\u00fczenleme uyar\u0131nca,&nbsp;<strong>ayn\u0131 dereceye dahil alacakl\u0131lardan birinin sat\u0131\u015f istemesi halinde, ayn\u0131 derecede yer alan di\u011fer alacakl\u0131lar\u0131n ayr\u0131ca sat\u0131\u015f talep etmesine gerek kalmaz<\/strong>&#8230;. \u00d6te yandan, alacakl\u0131lar\u0131n ayn\u0131 derecede yer al\u0131p almad\u0131klar\u0131, \u0130\u0130K&#8217;nun 100. maddesine g\u00f6re belirlenir. \u0130\u0130K&#8217;nun 100. maddesi uyar\u0131nca,&nbsp;<strong>hacze i\u015ftirak imkan\u0131n\u0131n m\u00fcmk\u00fcn bulunmas\u0131 halinde, ayn\u0131 dereceye mensup olma sa\u011flan\u0131r.<\/strong>&#8221; \u015feklindedir. Bu durumda sat\u0131\u015f talebinde bulunan alacakl\u0131n\u0131n alaca\u011f\u0131na i\u015ftirak hakk\u0131 olmas\u0131na ra\u011fmen sat\u0131\u015f talebinde bulunamayan farkl\u0131 bir alacakl\u0131 teminat muafiyetinden yararlanabilir mi?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di\u011fer bir durum ise<strong>&nbsp;\u0130cra ve \u0130flas Kanunu&#8217;nun 106\/4. Maddesinde<\/strong>&nbsp;yer alan &#8220;<strong>Sicile kay\u0131tl\u0131<\/strong>&nbsp;motorlu kara ara\u00e7lar\u0131 bak\u0131m\u0131ndan&nbsp;<strong>muhafaza, k\u0131ymet takdiri ve sat\u0131\u015f talebinin birlikte yap\u0131lmas\u0131<\/strong>&nbsp;ve bunlara ili\u015fkin giderlerin tamam\u0131n\u0131n birlikte ve pe\u015fin olarak yat\u0131r\u0131lmas\u0131&nbsp;<strong>zorunludur.<\/strong>&#8221; h\u00fckm\u00fc dikkate al\u0131nd\u0131\u011f\u0131nda hacizli ara\u00e7lar\u0131n k\u0131ymet takdiri ve muhafazas\u0131 i\u00e7in sat\u0131\u015f talebinde bulunulmas\u0131 zorunludur. Bu durumda hen\u00fcz bir dosyada k\u0131ymet takdiri a\u015famas\u0131nda olan ancak k\u0131ymet takdiri yap\u0131labilmesi i\u00e7in sat\u0131\u015f talebinde de bulunan alacakl\u0131n\u0131n farkl\u0131 bir dosyada arac\u0131n sat\u0131\u015f\u0131n\u0131n yap\u0131lacak olmas\u0131 halinde teminat muafiyetinden yararlanmas\u0131n\u0131n m\u00fcmk\u00fcn olup olmayaca\u011f\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>De\u011ferlendirme<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Teminat muafiyeti, alacakl\u0131 i\u00e7in \u00f6nemli bir avantajd\u0131r \u00e7\u00fcnk\u00fc m\u00fclkiyeti devralmay\u0131 hedefleyen alacakl\u0131n\u0131n sat\u0131\u015f s\u00fcrecine kat\u0131l\u0131m maliyetini d\u00fc\u015f\u00fcr\u00fcr. Ancak bu d\u00fczenleme, bor\u00e7lunun m\u00fclkiyet hakk\u0131 ile adil sat\u0131\u015f s\u00fcreci a\u00e7\u0131s\u0131ndan risk ta\u015f\u0131r. \u00d6zellikle&nbsp;<strong>sat\u0131\u015f isteyen alacakl\u0131 konumunda olmayan rehin alacakl\u0131s\u0131 veya di\u011fer haciz alacakl\u0131lar\u0131<\/strong>&nbsp;fiilen ayn\u0131 alacak hakk\u0131na hatta rehin alacakl\u0131s\u0131 r\u00fc\u00e7hanl\u0131 alacak hakk\u0131na sahip olmas\u0131na ra\u011fmen teminats\u0131z ihaleye al\u0131nmamalar\u0131 nedeniyle farkl\u0131 muameleye tabi tutulmalar\u0131 alacakl\u0131-bor\u00e7lu dengesi a\u00e7\u0131s\u0131ndan sorun yaratabilir. En az\u0131ndan takip talebinde bulunmayan veya takip talebinde bulunup hen\u00fcz sat\u0131\u015f istemeyen rehin alacakl\u0131s\u0131na da ihaleye kat\u0131l\u0131mda teminat muafiyeti tan\u0131nmas\u0131 daha yerinde bir uygulama olacakt\u0131r. Bu nedenle yeni&nbsp;<strong>Cebri \u0130cra Kanunu Tasla\u011f\u0131&#8217;n\u0131n 224\/\u00e7. Maddesinde yer alan &#8220;Sat\u0131\u015f talep eden veya sat\u0131\u015fa \u00e7\u0131kar\u0131lan mal \u00fczerinde ayni hakk\u0131 olan alacakl\u0131 ile ortakl\u0131\u011f\u0131n sat\u0131\u015f suretiyle giderilmesinde art\u0131rmaya kat\u0131lmak isteyen pay sahibinin<\/strong>, en ge\u00e7 art\u0131rma s\u00fcresinin bitiminden \u00f6nceki i\u015f g\u00fcn\u00fc mesai bitimine kadar sat\u0131\u015f\u0131 yapan icra ve iflas dairesine m\u00fcracaat etmeleri h\u00e2linde&nbsp;<strong>alaca\u011f\u0131n veya ortakl\u0131k pay\u0131n\u0131n teminat\u0131 kar\u015f\u0131lad\u0131\u011f\u0131 miktar kadar kendilerinden teminat al\u0131nmayaca\u011f\u0131<\/strong>&#8221; \u015feklindeki d\u00fczenleme \u00e7ok yerindedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sonu\u00e7<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yukar\u0131daki i\u00e7tihatlar ve y\u00fcr\u00fcrl\u00fckteki mevzuat \u00e7er\u00e7evesinde de\u011ferlendirdi\u011fimizde, bilindi\u011fi \u00fczere her bir dosyadaki i\u015flemler ve bu i\u015flemlerle ilgili verilen mahkeme kararlar\u0131 sadece ilgili dosya a\u00e7\u0131s\u0131ndan sonu\u00e7 do\u011furur. Bu nedenle\u00a0<strong>\u0130cra ve \u0130flas Kanunu&#8217;nun 114. Maddesinde yer alan teminat muafiyetinden yararlanabilecek &#8220;sat\u0131\u015f talep eden ve art\u0131rmaya kat\u0131lmak isteyen alacakl\u0131<\/strong>&#8230;&#8221; tan\u0131m\u0131ndan ihalenin yap\u0131laca\u011f\u0131\u00a0<strong>dosyadaki sat\u0131\u015f isteyen ki\u015finin anla\u015f\u0131lmas\u0131 gerekir.<\/strong>\u00a0Bu halde de yani sat\u0131\u015f talebinde bulunan alacakl\u0131n\u0131n alaca\u011f\u0131, sat\u0131\u015fa konu mahcuzun muhammen bedelinin %10&#8217;unu kar\u015f\u0131lamal\u0131 veya daha fazla olmal\u0131 ayr\u0131ca sat\u0131\u015f isteyen alacakl\u0131n\u0131n haczinden \u00f6nce ba\u015fkaca haciz veya rehin varsa bu alacaklar\u0131n sat\u0131\u015fa konu mahcuzun muhammen bedelinden d\u00fc\u015f\u00fclmesi sonras\u0131 sat\u0131\u015f isteyen alacakl\u0131ya teminat miktar\u0131nca pay kalmas\u0131 gerekir. Aksi halde aradaki fark\u0131n, hi\u00e7 pay kalmamas\u0131 halinde ise teminat\u0131n tamam\u0131n\u0131n mevzuatta \u00f6ng\u00f6r\u00fclen s\u00fcre i\u00e7inde depo edilmesi gerekir. \u00d6rne\u011fin\u00a0<strong>ipotek sahibi alacakl\u0131<\/strong>\u00a0ipote\u011fin paraya \u00e7evrilmesi yoluyla takip kapsam\u0131nda de\u011fil de farkl\u0131 bir alacak y\u00f6n\u00fcnden\u00a0<strong>kambiyo senedine dayal\u0131 takip yaparak sat\u0131\u015f istemi\u015fse bu dosyada, ipotek alaca\u011f\u0131na mahsuben teminat depo etmeden ihaleye\u00a0kat\u0131lamamas\u0131<\/strong>\u00a0gerekir, ancak teminat depo ederek ihaleye kat\u0131labilir. Ayr\u0131ca hemen belirtmek gerekir ki\u00a0<strong>teminat yat\u0131rarak ya da yat\u0131rmayarak ihaleye giren rehin veya haciz alacakl\u0131s\u0131 konumunda olan ki\u015filerin bakiye ihale bedelini<\/strong>\u00a0yat\u0131r\u0131p yat\u0131rmayaca\u011f\u0131 yerle\u015fik yarg\u0131 i\u00e7tihatlar\u0131 gere\u011fince\u00a0<strong>yap\u0131lacak s\u0131ra cetveli<\/strong>\u00a0sonucunda belirlenir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00d6zg\u00fcr KOCA<br>(Arabulucu)<br>\u0130stanbul Anadolu \u0130cra M\u00fcd\u00fcr\u00fc<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130potek sahibi alacakl\u0131\u00a0ipote\u011fin paraya \u00e7evrilmesi yoluyla takip kapsam\u0131nda de\u011fil de farkl\u0131 bir alacak y\u00f6n\u00fcnden\u00a0kambiyo senedine dayal\u0131 takip yaparak sat\u0131\u015f istemi\u015fse teminats\u0131z ihaleye\u00a0kat\u0131lamamas\u0131\u00a0gerekir. <\/p>\n","protected":false},"author":1,"featured_media":846,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-1765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-manset","category-satis"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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